See 9 Questions To Ask Before Selecting A Doctor (below)
9 Questions To Ask Before Selecting A Doctor
This is information you could use or money you could lose.
Due to the differences in the following areas, it has been stated that an injury claim can be subject to loss valuation by up to 80%. The injury claim should contain 26 vital areas of data. Ask these questions to your doctor before making your final selection.
[The doctor should know and record 26 vital and different sections when performing an injury model assessment. Missing areas will translate in to missing settlement valuation]
[It is important that your doctor is trained to perform the 1191M Injury Model Examination on an accident claim VS a 99204 Medicare exam or many factors that determine settlement valuation will be lost]
[It is vital that the doctor is trained to perform and include all the above data in your injury assessment. It is reported that Colossus will discount the medical settlement valuation by 25% if the above data is missing]
[There are over 100 questions that should be part of the injury assessment and AMA Guides criteria that need to be asked to identify whether any of the above injuries exist]
[The insurers have created “Business Process Improvement” allegedly to improve their ability to evaluate injuries. This requires the physician to create a TABLE showing each body part involved and citing the AMA Guide that was utilized in the assessment and list the chapter, table and page to reference that the exam was done according to AM Guides in a Table format]
[In an injury model, insurers look for ten (10) different diagnoses to fully represent the effects of the accident. If the doctor is trained in the “Injury Model Assessment”, he will be able to identify all the 10+ injuries normally seen in soft tissue cases.
[Most doctors are trained to tender a general prognosis however, to represent an injury claim; a different prognosis is required for each diagnosis
[Injuries occur to different parts of the body and can include emotional factors as well. See our website for a listing of some of the injuries that occur. Insurers’ ask when each injury will be “STATIC”, or when there is no longer a need for treatment, VS which injuries will need more care known as “STABLE” injuries.
[The court authorities call for a 2nd medical opinion other than the treating doctors and have created the process of “Independent Medical Validation” (IMV) to eliminate varying medical opinions and disputes and show whose opinion carries the greater weight of the evidence. Your doctor should be referring your completed file for this court approved assessment or you will not be able to successfully defend against the insurance companies disputes]