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Physicians Trained In The "Injury Model" To:
  • Reverse And Prevent Low Settlement Valuations In Injury Claims
  • Provide Independent Medical Validations (IMV) to Overcome Inept Independent Medical Examinations (IME)
  • Perform Impairment Ratings By Attending Physician - 1-3 Body Parts at Discharge
  • Prevent Claimant and Primary Care Provider Attacks
  • Utilize the proprietary Zeusclaim Injury Software to Counter Colossus
  • Collaborate with a 3rd party physician to share bright information to minimize insurance companies "Loss Probabilities."
Our physicians follow precedents and authorities set by judicial decisions and administrative legal findings & rulings to eliminate disputes, denials and undervaluations.

Do You Know What To Do?

After an accidental injury caused by someone else's negligence, you have rights both medically and legally. If you don't know them, you lose them!

It may not be enough to rely on the old manner of representing your injuries as Insurance Companies Now Use Software To Lower Settlement Values…and they have kept the secrets guarded to the degree that not all doctors and attorneys are aware of the protocol.

We have shown documented court cases that cite some insurance companies use unfair practices in claims handling software and many attorneys and physicians are unaware of their tactics. The National Association of Insurance Commissioners (NAIC) multi-state market conduct examination of Allstate’s claims handling practices found inconsistencies in Allstate’s management and oversight of the Colossus software program. In particular, the examination found that Allstate had failed to modify or “tune” the software in a uniform and consistent manner across its claims handling regions. 

The software programs determine the value of settlement offer and if they are not included in your representation, you lose the value.

It is believed that when the attorney or doctor do not incorporate these factors, the ‘windows’ of the software do not open and you lose the compensation for these factors associated with these injuries and factors. 

This process is so detailed & complex that the public must rely upon those doctors and attorneys to obtain the specific education in this environment. To do otherwise would give back large portions of the settlement to the insurance industry & leave large amounts of dollars that were already determined to be paid in the settlement. We have developed 17 questions for you to ask your doctor and attorney to determine their level of understanding of the Colossus environment. 

You have the right to be evaluated for possible treatment to restore you to pre-injury status. In most states, your insurance company will pay for your medical evaluation up to 2 years after reporting of the accident.

So, report the accident, and by all means, go to a qualified doctor for evaluation of any injuries and contact a legal representative trained in such matters to protect your rights. We feature a directory of physicians and attorneys known to have knowledge of the Colossus environment.





If you carefully review this site, you will conclude that to attain the highest settlement value, BOTH your physician and attorney shuold have an understanding of the Colossus insurance protocol written about in this web site, to combat the tools and tactics the insurance companies use that lower settlement values. 

There is no level playing field for doctors or attorneys without having knowledge on all these programs. 


Tutorial continuing educational symposiums are being conducted nationwide to instruct both doctors and atorneys in this environment. 

If you are a physician or attorney and desire to gain this knowledge to substantially increase settlement values, get a quicker, higher offer upon a demand letter, overcome litigation obstacles and liability hurdles... contact us and register for the seminar nearest you. We conduct national symposiums. (See Seminar Schedule).

In The News


Allstate’s Practice of Law under CCPR Harms the Public Interest. 

In Washington State Bar Assn. v. Great Western Union Federal Sav. and Loan Ass’n., 91 Wn.2d 48, 54-55, 586 P.2d 870 (1978), The Washington Supreme Court…

 Allstate uses CCPR to persuade unrepresented claimants to settle for one-third to one-half of what it would pay to settle represented claims. It believes CCPR will give it a competitive edge over other insurers that goes beyond expense control in reducing claims costs.

Auto Insurers Play Hardball In Minor-Crash Claims

State Farm, Allstate employ consultant's strategy, CNN research finds Theme of strategy is "deny, delay, defend". 

Former employee says companies convince juries that claims are fraudulent. 

ATLANTAGeorgia (CNN) -- If you are injured in a minor car crash, chances are good that you will be in the fight of your life to get the insurance company to pay all the medical costs you incur -- even if the accident was no fault of your own.

 That's what CNN discovered in an 18-month investigation into minor-impact soft-tissue injury crashes around the country. Those are accidents in which there is little damage to the vehicle and the injuries to people are not easy to see by the naked eye or conventional medical tools like X-rays.

 Find this article at:


Do You Know Your Rights?

Neck PainNow you know this process of representing injuries is so detailed & complex that the public must rely upon those doctors and attorneys that are educated in this environment. To do otherwise would give back large portions of the settlement to the insurance industry & leave large amounts of dollars that were already determined to be paid in the settlement. We provide a directory of physicians, medical doctors and chiropractors who are known to have knowledge of this environment.


A trained medical professional will also be experienced in how to file an insurance claim for you and should be willing to assist you to fill out the paperwork. If documentation is required for medical-legal issues, seek a trained medical evaluator who is thoroughly trained in the process of establishing credible, medical evaluation of factual evidence to submit in narrative format and who is trained in this environment.

to determine his or hers level of knowledge in this aspect of medical documentation and the treatment of injuries.

to be certain his or hers level of knowledge in this aspect of legal documentation and the representation of injuries using this protocol. You have the right to be consulted or represented by an attorney. You should seek a counselor with experience and knowledge of this environment as one who is willing to defend your rights.

The website is designed to give you an overview of what to look for and what to expect as well as helping you decide what to do if you have been injured. Due to the nature of a website, this is a neutral and friendly medium for you to access. It cannot, however, offer you the personal attention that you, your injuries or your case deserves.

We've made it easy to contact a medical or legal professional who is knowledgeable in this environment and listed on this website directory. Only one qualified representative per area is elected to host inquiries medically or legally.

You are encouraged to access the "Find A Doctor" and "Find an Attorney" tabs to access the professional medical and legal representatives in your area who are known to be knowledgeable in this environment and who have taken the seminar.